Questions we get asked.

Software for a bank's deposit desk. It shows the deposit book against budget, helps choose which growth initiative to run, turns the approved initiative into tasks with owners and dates, and measures the result against a baseline that cannot be moved afterwards.

No. EquiTrak Pty Ltd sells software, implementation and support to licensed deposit-taking institutions. It does not hold a banking licence and does not take deposits.

Not in production yet. The full loop runs today in a proof-of-value environment on synthetic data, and the production build is under way. The first proofs of value with pilot banks start in late 2026.

Not yet. We have had discovery conversations with deposit and treasury leaders at banks in the UK and the Middle East. Their words appear on the home page, marked as prospects. We will publish customer results when there are customers, with their permission.

Retail, business and commercial, and wholesale deposits, across current, savings and term products. A proof of value starts with one segment in one market.

Account-level balances with rate and maturity, ideally twenty-four months of history, plus customer and segment attributes. Aggregates are not enough for a diagnosis. A proof of value works from an extract or a read-only feed.

It does not have to. Each bank runs its own instance, and the models can run inside your tenancy. Where data sits and where models run is agreed per market before go-live.

No shared model is trained on your book. Your data is not pooled with any other bank's.

It can read, explain, draft and recommend. It cannot approve an initiative, contact a client or move money. Those need named people, and money movement needs two. See governance.

Yes. Agents are pinned to a model version and the model can be swapped, including for one you license yourself.

With a fixed-fee proof of value of about ninety days on your own data: one market, one segment, read-only, success criteria agreed in writing first. See how it works.

An annual subscription for the platform, plus a part linked to deposit growth measured in the platform. Users are unlimited and governance is included. See pricing.

None of them. It reads from the core and benchmark data, and sends work to the systems that already do the work. See integrations.

You keep the diagnosis and the business case from the proof of value, and you have made no platform commitment. The buyer's guide lists the situations where we would advise against buying at all.